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Does your insurance cover the cost of disaster?

Does your insurance cover the cost of disaster?

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Savvy property hunters get more for their money in the suburbs, local news, winners, free help with insuring your listed property and more.

If you own a listed property and disaster strikes, you may well be required by law to reinstate it using traditional materials and methods matching the original, irrespective of cost. Would your present insurer be willing to cover the full costs? If not, can you imagine the consequences…? It is vital that appropriate cover is obtained for listed homes as general insurance providers may only provide enough cover for a minimal ‘standard’ rebuild, leaving you to finance the shortfall should the worst happen. It is worth remembering that work on these buildings requires traditional materials and skills which will normally be more time-consuming and expensive.
It’s a fact that sadly listed buildings are vulnerable to unauthorised works by previous owners. Prospective owners must be aware of the problems unearthing unauthorised works can cause.
The Listed Property Owners’ Club (LPOC) unfortunately often hears from listed property owners who only realise they are under-insured when things go wrong whilst undergoing a claim. To help owners avoid similar situations, LPOC has compiled A Guide to Insuring Your Listed Property, drawing on more than 20 years’ experience of the hazards of listed property ownership, to educate and empower listed property owners to make informed decisions when insuring their listed property. The guide also provides useful jargon busters and helpful tips such as how to calculate the sum insured and how to avoid claims.
• For more information, to download the guide or to request
a printed version, visit www.lpoc.co.uk

A service second to none

Page & Co Property Services is a friendly and independently run family business with
more than 20 years of experience in the property market covering Canterbury and the surrounding villages.
We provide a personal, professional and unrivalled service that is second to none. Customer recommendations and word-of-mouth are the foundations of our business and we know how to cater
and tailor our services to all of our clients’ needs in both sales and lettings.
We offer a vibrant, fresh and passionate approach to selling and letting property. Honest and straight talking, Laura and Jak are experienced and qualified property professionals who have lived and worked in the area for a number of years. During this time they have gained invaluable knowledge and understanding of the local area and property market, as well as having built sound personal reputations within the city.
In today’s modern world, technology, social media, property portals and emails will allow us to get your property the maximum exposure to potential buyers and tenants and therefore put us a class above the rest. We are available to talk seven days of the week – and the people you meet from the initial introduction are the same people you will deal with every time.
• For more information, contact Jak Wellard, Sales & Marketing Manager, Page & Co Property Services, 15 Dover Street, Canterbury CT1 3HD, call 01227 472000 or visit www.pageandcopropertyservices.co.uk

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